If I Close on My Loan in November, Is My First Payment in 2025?

Closing on a home loan is an exciting milestone, but it can also bring a lot of questions—especially about your first mortgage payment. Many borrowers wonder: If I close on my loan in November, will m... ...more

Mortgage

December 03, 2024•3 min read

Is the Holiday Season a Good Time to Buy a Home? Here’s Why It Might Be the Best Opportunity

The holiday season is typically associated with gift-giving, family gatherings, and festive cheer—but did you know it could also be the perfect time to buy a home? Many prospective buyers hesitate dur... ...more

Mortgage

December 03, 2024•3 min read

Can I Get the Seller to Pay My Closing Costs?

In certain circumstances, you can negotiate for the seller to cover a portion—or even all—of your closing costs. This can make a big difference for homebuyers looking to save on upfront costs. However... ...more

Mortgage

November 05, 2024•4 min read

Can I Get A Loan With My Credit Score?

Find out how your credit score impacts your ability to secure a loan. This blog covers credit score ranges, loan types including conventional, FHA, VA, and USDA loans, and what scores you need for app... ...more

Mortgage

November 05, 2024•3 min read

How Much Do I Need For A Down Payment?

Learn how much you need for a down payment based on different loan types, including conventional, FHA, VA, and USDA loans. This guide covers down payment requirements, tips for saving, and highlights ... ...more

Mortgage

November 05, 2024•4 min read

How to Find Reliable Homebuying Information Without Unwanted Calls

Are you planning to buy your first home and feeling overwhelmed by the flood of calls from lenders? While purchasing a home is an exciting milestone, navigating the process while avoiding unsolicited ... ...more

Mortgage

October 23, 2024•3 min read

Do You Need to Be a First-Time Homebuyer for Utah’s $20,000 Down Payment Assistance Program?

Utah residents exploring ways to afford their first home often hear about the $20,000 down payment assistance program. But does this program require you to be a first-time homebuyer? The answer is mor... ...more

Mortgage

October 15, 2024•3 min read

How Long Must I Live in My Primary Residence Until I Can Legally Turn It into an Investment Property?

Most mortgage lenders require you to live in your primary residence for at least one year before you can convert it into a rental property. This rule applies to most conventional and government-backed... ...more

Mortgage

September 20, 2024•3 min read

What Are My Down Payment Options?

Short Answer: There are several down payment options available for homebuyers, including traditional savings, down payment assistance programs, and special loan programs like the Utah Housing Corporat... ...more

Mortgage

September 10, 2024•3 min read